i am 16yrs old and i dont want joint account . well what are the benefits of joint account|||You will need a joint account.
It is called a custodial checking account.
And at 16, you need to start learning about checking accounts and debit cards.
Your mom / dad will have to go with you for this account.
Benefits - if at the same bank as your parents, they can easily transfer money to your account daily if they wanted to.
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