Thursday, December 15, 2011

I am 23 and i'm thinking about opening a retirement accnt. Is it possible to have a retirement acc.at 23?

if yes. what company?|||Of Course. The biggest mistake young folks make is NOT starting a retirement account at your age. The returns, no matter how much you invest, by the time you retire are tremendous. Roth IRA is probably the best, whether it $10, $50 or $100 a month. DO IT.|||Yes open a Roth IRA|||Yes. You can start with your local bank or if you are employed start a 401(k) if offered by your company.





Never too early to start - good idea.|||Yes, certainly. A very wise move.|||If you work for a company that offers a 401K plan, you can have a percentage of your paycheck deducted pre-tax and put directly into your retirement account.





If not, anyone can contribute up to $4000 per year to an Individual Retirement Acount (IRA); the limit goes up to $5000 per year in 2008. I highly recommend getting a Roth IRA - your contributions will be post-tax, but earnings accumulate tax-free and you'll pay no tax when you eventually withdraw funds at retirement. And getting started now works greatly to your advantage - if you waited another 10 years to get started, you'd have to contribute a lot more to reach the same total at retirement age.





You can open an account on-line - I'd recommend Fidelity or Vanguard. Good luck.|||absolutely, start now and you can be rich by the time you're geezin!!!|||You can have ANY type of retirement account. There are numerous IRA's to choose from and Mutual Funds to put IN those IRA's.





Hit it hard and get your friends to start to. By all means limit time spent with those who are spenders rather than savers !!!





Congratulations on caring about your financial future !!!





*high five*








: )|||You are a wise 23 yr old to think about your future. Whatever you decide to invest in will put you way ahead of the other 23 yr olds driving new, highly financed new cars /suv's . . .

What is a 3D graphics card and what is the difference in having a graphics card or a video card?

also, how to determine if i have a 3D graphics card? i opened start-%26gt;acc-%26gt;system tools-%26gt;system info, and it said that my system has adapter RAM to be 128, does it mean my laptop has an inbuilt graphic card?|||1-it is the same


2-Yes|||Video card, graphics card, they're the same. And they both do render 3D graphics. Usually, a laptop has a built-in video card to conserve space.|||The difference is that a built-in graphics eats up your CPU cycles these represents as a brain cell if the built-in video shares resources from the CPU to run its GPU then your computer slow's down also built-in video eats memory to lets say you have a 128mb of ram and 32mb of built-in video 128mb less 32mb is 96mb so you have 96mb left for your system which is very small if your running windows XP and it will slow down again your computer while in the other hand having a stand alone Video Card makes a difference, because it has its own GPU and RAM it doesn't rely on your whole system I hope this would enlighten you.

Do businesses "sell" accounts to collection agencies?

How does that work? When businesses pass off their delinquent acc'ts to collection agencies, are they technically "selling" that account to the collection agency? Do collection agencies "buy" accounts from businesses? Do they pay a fee to businesses to open legally open acc'ts and collect debts?|||Yes, they definately sell accounts. They get less money from the buyer but at least they get some money. The collection agency still goes after your money and they make a profit because they can harrass you until you pay and they have peole well know to twist arms over the phone. Caller ID works great.|||This is an important issue. Three points must be considered, especially if you are intelligent, or have interest


in improving your life.


1. It is illegal for many denominations of Christians to go


through collection property assessment(debts of states)


2. It is expensive when you have top legal advise for them


(collectors)to defame someone


3. Your future buying power does consist of reports designed


by expert people to aid you in improving eventually





The rule of property, holdings, conservation is to stay ahead


of the legal mix ups. Many crews that are around will use


small budget pressure to rule over your own opportunities.


The best point is to maintain a strong team position with a


good reputation for your viewpoints, and participate.





http://www.betterbusinessbureau.com


http://www.investors.com|||Yes, companies sell delinquent accounts to collection agencies.


Let's say that Discover wants to sell Suzy Q. Consumer's deadbeat account. She owes them $2,000. Collection Agency 1 offers to buy Suzy's debt from Discover. At this point, Discover is not really concerned with making a bunch of money, they just want the loss off their books. After negotiating, the two companies agree that the debt will be sold for .20 on the dollar. CA1 buys the $2,000 debt for $400.


Now the fun begins! All the agents know the amount of the original debt, the amount CA1 paid for it and Suzy's information. Their goal, ultimately, is to make a profit for the company. They will try their hardest to get her to pay way more than the $400.


I always tell my clients - don't take bill collectors personally. It's just business!

Can anyone plz temme the websites where I can download movies for free?

I need to download movies like twilight eclipse, wall street, without opening an acc, or at least for free!!


Can u please suggest me the websites which are good enough??|||http://grammar.ccc.commnet.edu/grammar/|||Piratebay.com is a good one. just download free program bittorent to start downloading|||thepiratebay.org|||I Have Googled It And Found Out The Top Listed Results


http://www.awooh.com|||http://www.kat.ph

Some1 change my password from my walla.com acc. Any idea how can I crack it?

I need to open my walla.com mail acc a.s.a.p please. Can someone help me? Im begging for it|||Sure; when you first come to www.walla.com, choose to the right of the sign in "forgot password" it will ask you some questions such as your username, birthdate and country. It should either send it to your e-mail on file or let you re-assign a new one. Good Luck, hope this helped.

My mom opened a Checking Acc. and Savings Acc. at Wells Fargo, monthly service fee?

the lady told her the "Complete Advantage Package" was best, so my mom went with that. She brought $1000 to the bank, they put $100 in the checking account and $900 in the savings account.


She needs at least $5000 in the checking account in order to not pay the monthly fee.


It also says you need at least 3 other accounts, but i dont understand at all/


Someone clarify.|||Banks usually have minimum requirements for free checking. The bank makes money off of your deposits. They loan it out to other people and collect interest, collect transaction fee's from debit card purchases, etc.





If you have very little money in the bank, they earn very little money from your deposits. So in order to pay the costs of maintaining your accounts, they charge a fee to you.





This is a common practice to have minimum balances in order to get free services. You can always call the bank and find out about another account option with lower minimums or talk to other banks to see what they offer.|||So your mom just opened any account without thinking it over?


You only open those accounts if you KNOW you can keep 5 grand in it.





Wells Fargo offers plenty of free checking accounts.


Why didn't she get one of these?





The Complete Advantage is the best - of course - since it pays about 10 dollars a year in interest.


But if you can't keep that min balance to get it for free- its not a good account.





To avoid the fee, you need to have either a mortgage, a loan, etc.


It's all on the website.


/|||Kevin has is right. You can usually find the different types of accounts and the terms for each online. The terms show the interest rate, the monthly fee, the minimum balance to avoid monthly fees, the maximum number of transactions allowed each month, and more.|||There are ways to avoid the monthly fee. If she chooses to have $75 automatically transfered to her savings account then she avoids the monthly fee. She needed ONE of the three items to not be charged a monthly fee . . . not all three.|||I suggest you http://lifeplanz.com I was looking for same answer last day on answers.yahoo.com but i browsed for an hour and got best solution over there.


I hope this helps!

I'm trying to build my credit, I have a Kays card. And I'm opening a back acc. this week I need help with...?

Are there anyother credit card I could apply for and get approved. All I have is a Kays card, but they give them out to anyone. I have a 300 dollar limit and I have 191 left. But thats the only thing I have good on my credit other then that I have a cable bill but Its shut off...so thats bad. Ive tried victoria secret, fashion bug...and ALOT of others. But im going to open a back account soon will that help me? Any help would be great thanks!|||Try Capital One there great mum mother has one she lives in Texas but there avaible all over America and i have one over here in the UK there great my mothers credit is crap but she got a $2500 Limit and is really happy it really improved her credit|||check in the site below to compare credit cards with limited credit history





http://www.creditcards.com/low-interest.鈥?/a>